Annual portfolio review in 7 steps-2023

Market continues to reward the proactive and agile investors who realign their investments to the developing market realities. We recommend conducting a annual portfolio review in following 7 steps:- Step-1: Check how you are doing: (a) Are you on track to reach your financial goals?   (b) Are you saving at least 20% of your gross […]

7 Super Financial resolutions for the New Year 2023

The new year brings an opportunity to reflect on the past year and to set new goals for years to come. If you’re considering setting physical and mental fitness resolutions, add financial wellness resolutions as well. Here are seven ways to kick off the year with a fresh perspective to help meet your financial goals:1. […]

Your DSOP/ PF subscriptions are now capped at ₹5 Lakhs. YouTube

In our series of financial literacy videos today we share with you our new video on Your DSOP/ PF subscriptions are now capped at ₹5 Lakhs. What should you do? Annual DSOP/ PF subscriptions are now capped at  ₹5 Lakhs ie your monthly DSOP subscriptions can at max be ₹41667 per month. What are the […]

Common concerns of SIP investors in the rising markets and 5 mistakes that they do

Question-1. Should I stop my SIP, considering that equity markets are at their all-time highs?Answer. One of the features of an SIP(Systematic Investment Plan) is that it inculcates a discipline of regularly investing irrespective of the market levels. This helps investors in refraining from timing the market and averaging out the cost of the mutual […]

10 steps financial independence

Financial Independence refers to being in complete control of your finances. Being financially secure is a concept that must be on everyone’s to do list. You must set an age limit by which you want to attain financial freedom and adopt measures to achieve that. Attaining financial independence has many benefits and helps you in […]

Your DSOP/ PF subscriptions are now capped at ₹5 Lakhs. What should you do?

Since 01 Apr 2021, DSOP/PF subscriptions were limited to ₹5 Lakhs, and any amount greater than ₹5 Lakhs was being considered as a Fixed Deposit and was subjected to tax as per individual tax bracket. The same was reflected in Pay slip statement with two accounts within the provident fund account. Wherein, one was capturing […]

How can one become financially free before retirement?

In our series of financial literacy videos today we share with you our new video on How can one become financially free before retirement? Managing money and budgeting is one of the most important skills one should learn and one of the most underrated. Finances can be deceptively tricky to manage. They’re like part of […]

Ways to educate your children on money matters-1

As a parent, you would always want the best for your children. This doesn’t necessarily mean that you want them to have only the best gadgets, toys, shoes and clothes. Most likely, it means you want them to be safe and secure. Now if that be so, then the foundation should be laid at the […]

9 Common Home Loan Myths

In our series of financial literacy videos today we share with you our new video on 9 Common home loan myths. Well, Go through our new YouTube video: https://youtu.be/19PXtocLg1Y Do share your comments, subscribe to our channel and Join our Telegram Channel to stay updated: https://t.me/RMiB6j1HPec1ZjVl Don’t forget to share the link with friends and […]

Are you worried about rapid appreciation of the US Dollar and fall in Rupee !?

In our series of financial literacy videos today we share with you our new video on fall of ₹ against the US $. We are passing through though times and concerns in global environment of: – Many countries including US witnessing phases of very high inflation. – Ukraine war and mounting worries of geopolitical tensions […]